Privacy Policy

Who we are

Our website address is: https://www.victacfinance.com.au.

Last Updated: 18/08/2023

At Victac Finance, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our website [https://victacfinance.com.au] and our services. By accessing or using our website and services, you consent to the practices described in this policy.

Information We Collect:

We may collect various types of personal information, including but not limited to your name, contact information, financial details, and any other information necessary to provide our services. We collect this information when you voluntarily provide it to us through forms on our website, during consultations, or through other means.

How We Use Your Information:

We use the information we collect to provide and improve our services, respond to your inquiries, process transactions, and keep you informed about our offerings.  We may disclose the information in order to conduct our business and in submitting loan applications. We may also disclose your information to any organisation involved with providing credit to you or that provides services used or marketed by us.  The types of organisations we are likely to disclose information about you include our mortgage aggregators and Lenders that we introduced loans to. We may also use your information to send you updates, newsletters, and promotional materials, but you can opt out of these communications at any time.

Information Sharing:

We do not sell, trade, or rent your personal information to third parties. However, we may share your information with trusted service providers and partners who assist us in delivering our services. These partners are required to maintain the confidentiality of your information and comply with applicable data protection laws.

Data Security:

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Despite our efforts, no data transmission over the internet can be guaranteed to be 100% secure, and you use our website and services at your own risk.

Cookies and Tracking:

Our website may use cookies and other tracking technologies to enhance your browsing experience. Cookies are small data files that are stored on your device. You can control cookies through your browser settings, but disabling cookies may limit your use of certain features on our website.

Links to Third-Party Sites:

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We recommend reviewing the privacy policies of any third-party sites you visit.

 

Direct Marketing:

From time to time we may use your personal information to provide you with current information about loans, special offers you may find of interest, changes to our organisation or new products and services being offered by us or companies that we are associated with.

Your Rights:

You have the right to access, update, correct, or delete your personal information that we hold. You can also withdraw your consent to our processing of your information by contacting us. Please note that we may retain certain information as required by law or for legitimate business purposes.

Children’s Privacy:

Our website and services are not intended for children under the age of 18. We do not knowingly collect personal information from individuals under 18 years of age.

Changes to this Policy:

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on our website, and the date of the latest revision will be indicated.

Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy or the way we handle your personal information, please contact us at enquiries@victacfinance.com.au.

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Terms and Conditions

Last Updated: 18/08/2023

Welcome to Victac Finance. These Terms and Conditions govern your use of our website [https://victacfinance.com.au] and our services. By accessing or using our website and services, you agree to be bound by these terms. If you do not agree to these terms, please do not use our website or services.

Use of Website:

You agree to use our website for lawful purposes and in a way that does not infringe upon the rights of others or restrict or inhibit their use and enjoyment of the website. You shall not engage in any activities that may interfere with or disrupt our website’s functionality or security. Our website assists you with obtaining finance from Third Party Lenders.

 

When providing you with a referral you agree that this website provides an introduction only and that our responsilibities are limited to facilitating the referral to a Lender. The Lenders are not employees, contractors or agents and we are not a party to any Loan Agreement between you and the Lender. We have no control over the conduct of the Lender.

Intellectual Property:

The content, design, and logo on our website are protected by copyright and other intellectual property laws. You may not reproduce, modify, distribute, or display any content from our website without our prior written consent.

Disclaimer:

While we strive to provide accurate and up-to-date information on our website, we do not guarantee the accuracy, reliability, or completeness of any information provided. Our website and services are provided on an “as is” and “as available” basis, and you use them at your own risk.

Limitation of Liability:

To the extent permitted by law, Victac Finance and its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services.

Third-Party Links:

Our website may contain links to third-party websites. We do not endorse, control, or assume any responsibility for the content, privacy policies, or practices of these websites. You access third-party links at your own risk.

Privacy:

Your use of our website and services is also governed by our Privacy Policy [https://victacfinance.com.au/privacy-policy]. By using our website and services, you consent to the collection, use, and disclosure of your personal information as outlined in the Privacy Policy.

Termination:

We reserve the right to terminate or suspend your access to our website and services at any time, without prior notice, for any reason or no reason. Upon termination, you shall cease using our website and services, and any provisions that should reasonably survive termination will remain in effect.

Changes to Terms:

We may update these Terms and Conditions from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated terms will be posted on our website, and the date of the latest revision will be indicated.

Governing Law:

These Terms and Conditions shall be governed by and construed in accordance with the laws of Victoria Any disputes arising out of or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of  Victoria

Contact Us:

If you have any questions, concerns, or requests regarding these Terms and Conditions, please contact us at [enquiries@victacfinance.com.au].

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.